So, if you and your family love to go out during the weekends, having this card will benefit you much more. This might come as a surprise to some of you, but neither company issues the credit cards which you use. You also get rewards every time you make online and retail purchases on Lazada, TANGS, and many more. Cheat sheet: What are the best cashback cards for working adults? A win-win situation for everyone. HSBC Revolution Card. “Applied for this card as singsaver at that time was offering $200 cash via paynow as a sign up bonus. Take note of every single purchase made with your card and make sure that you recognize each one. HSBC Singapore Latest Credit Cards Promotions. Hi there, most of Singapore reputable merchant and major tourist attraction merchant will accept credit card without additional charge/fee. On top of that, it also rewards frequent travelers. On the other hand, a debit card only allows the cardholder to withdraw money from his bank account. You'll also have to pay your bills within the stipulated timeframe on your statement, or face late payment charges - including increased interest rates on the owed sum. Credit Card News. Yes, most businesses and transportation services in Singapore accept credit cards. Always use a secured device and network for transactions. Apply now to enjoy one night’s staycation at Fairmont Singapore worth S$450*, a first-year fee waiver worth S$299 and Accor Plus membership worth S$408. What’s more, after your welcome bonus, you will be entitled to an unlimited cashback of 1.5% on all eligible purchases. So: what credit card can you get with a poor credit score? Your credit score tells banks and lenders how reliable you are in paying your credit card bills on time. HSBC Revolution Card. For most banks, you must be at least 21 years old to be a principal cardholder. American Express offers a range of Singapore Credit Cards with different rewards and benefits tailored to your lifestyle and interests. A total of twelve card-issuing banks in Singapore issue credit and debit cards under 22 different Issuer Identification Numbers, or IINs (also called bank identification numbers, or BINs). But first, let’s talk a bit more about credit cards. Why CardUp. For example, the POSB Everyday Card is a MasterCard credit card that is issued by POSB. As a Singaporean and PRs, your eligibility criteria are different than expats/ foreigners. But what if your needs are a bit more specific, e.g. That's because a credit card's interest rates hovers at around 24% of the amount owed. Chances are, you need to be a Crazy Rich Asian to qualify and slotted into a … Increased borrowing power. You can also earn a rebate of up to 10% on different locations like Starbucks and Sheng Shiong. Apply now to enjoy one night’s staycation at Fairmont Singapore worth S$450*, a first-year fee waiver worth S$299 and Accor Plus membership worth S$408. But did you know certain credit cards can in fact help you save money? A credit card allows the cardholder to borrow money (up to a certain limit) from the bank. Spree Credit Card Get up to 3% cashback for online buys (monthly cap of $60) with no minimum spend Visa Infinite Credit Card Earn up to 3 Miles for every $1 charged to your credit card But we chose this as one of the best credit cards in Singapore for more than that. Foreign Transaction Fee: Convenient as it may be to swipe your credit card while on holiday, we earlier mentioned the charges you'll be subject to - including the dynamic currency conversion rate, which will be charged at the point of your transaction. UOB PRVI Miles Card. https://www.citibank.com.sg/gcb/credit_cards/premiermiles-visa-card.htm? The card also opens myriad doors — it grants you memberships to the most prestigious private members’ clubs and even personal shopper services. This campaign runs all the way till February 2022, making it easier to achieve or requalify for status.. HSBC Singapore currently has a service called HSBC Virtual Card, however this refers to virtually carrying your issued card in the mobile app. BOC Qoo10 Credit Cards : BOC Elite Miles World Mastercard : BOC Zaobao Credit Card : BOC Family Card : BOC Chinese Cultural Debit Card : BOC Zaobao Debit Card : BOC Visa Infinite Card : BOC Sheng Siong Card : BOC UnionPay Dual Currency Debit Card : BOC F1RST Card : BOC Travel Card : Bank of China Great Wall International Debit Card (Singapore) spend of S$3,000 in your first 3 months, and an additional Acer Monitor KA242Y (u.p. From benefits, points and air miles to cashback rewards, where should you even start? If you find yourself in a situation where you’re short on cash and need to make an emergency purchase, a credit card can come in handy. Citi Cash Back Card. Cash Advance Fee: A cash advance allows you to withdraw money from an ATM using your credit card, and usually includes a fee of 6% on the amount drawn. One of the recurring praises this card has received is that it is convenient and hassle-free to use. They said this..." 1mth ago, Disclaimer: Products with a "Visit Site" button pay to access additional features. Whereas the UOB One Card is a Visa credit card issued by UOB. We've Reviewed Over 100 Credit Cards for You. If you want some more suggestions for the best credit cards in Singapore for various purposes, this section will take care of that. If you want a credit card that has many perks and benefits, then you will definitely love the AMEX True Cashback Card. Save money on your wedding banquet: Credit cards you should be using! Our credit cards offer a wide range of attractive rewards and include features like fund transfers, 0% … You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card • NRIC • Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. It is really a TRUE cashback card. Whether you want to collect loyalty Membership Rewards points, cashback, travel rewards or enjoy premium lifestyle experiences, here you can find a Credit Card to suit your needs. The HSBC Platinum Card is one of the best credit cards in Singapore for families because it offers rebates and promotions for a lot of dining- and leisure-related transactions. But you should also know that it also comes with rules and responsibilities. It comes with a complimentary stay at Village Hotel Sentora in a deluxe room worth more than S$360. In Singapore, you must be at least 21 years of age to apply for a credit card, except for student credit cards where the eligibility age is 18 years. But with the best credit card for petrol in Singapore, you can get great discounts — this is why it has become a necessity for all car owners. If you fancy the idea of redeeming rewards in the form of vouchers for movies, shopping, dining, hotel stays and air miles, then these rewards credit cards may be something worth considering. Lots of families have enjoyed the benefits and rewards of having the HSBC Platinum Card.Here’s what Kathlyn L. has to say about the card and why she thinks it’s one of the best Singapore credit cards for families: “Yes I think this card can be quite useful for everyday spending because it has specific deals targeted at household expenditures such as a 5% cash rebate on family, dining and fuel spending. Very efficient when it comes to fraud cases. Your credit score in Singapore is not transferrable. With great credit cards come great promotions! This is where the best credit cards in Singapore truly shine, as they tend to offer more and better rewards than others. The American Express® Singapore Airlines KrisFlyer Ascend Credit Card Receive a complimentary stay at Shangri-La Hotel, Singapore, Garden Wing Deluxe City View Room (worth up to S$450++) with a min. Highly recommended!”. Cardholders can even enjoy these airlines’ frequent flyer and hotel loyalty programs, a few of a jet-setter’s most beloved perks! According to Dirl, here’s the reason why he considers the Amex True Cashback as one of the best credit cards in Singapore: “I like this particular cashback card as it has many other offers like SPC cashback, Lazada cashback, SP cashback, AMEX Pay cashback from time to time and the barrier to receive this cashback is relatively low. Check out the infographic below to know more about the differences between a credit card and a debit card. Banks in Singapore issue amex, mastercard and visa branded credit and debit cards. Best Travel Insurance Offers by Credit Cards in Singapore 2021. You'll be able to pose your questions anonymously, too. Cash back credit cards must be the most popular kind of card in Singapore. You might be saving yourself a headache from a potentially bigger loss. Check them out! Best Rewards Credit Cards for Cashback: UOB One: Highest flat rebate on the market, earn up to $300/qtr. Annual fee S$176.55 … How much must I earn to get a credit card? If you use your credit card often and always pay on or before the bill’s due date, there’s a good chance that your credit score will be good or improve. Using shared devices and public networks (like someone’s hotspot or public Wi-Fi) will leave your information vulnerable to any hackers or suspicious individuals. Maybank F&F: Up to 3.33% rebate with S$300 min. All Personal Accident Insurance Comparison, "I have a few credits card from the various banks but only..." 1w ago, "I use it mainly for groceries and pumping petrol. Cash back credit cards must be the most popular kind of card in Singapore. We’ve run up lists of the top credit cards for certain activities too, so check them out! The American Express® Singapore Airlines Business Credit Card. First block your card via the app, next call the hotline to hold the transaction and report fraudulent. If you’re a globe-trotter who racks up a lot of miles, consider getting the following credit cards: To find out more about the travel privileges for each card, take a look at Our 5 Picks for the Best Miles Cards in Singapore! S$349*) if you are new to American Express. All other spend earns 1x points (0.4 mpd). Basically, every little transaction using this card has a corresponding reward, even when you book a car using Grab. Mainly for general daily usage to..." 3mth ago, "Easy to apply. The American Express® Singapore Airlines KrisFlyer Credit Card Receive up to 13,300 KrisFlyer miles with a min. We help in easy integration of Singapore’s merchant account solutions into a business website which is compatible with almost all shopping cart technologies using state-of … Rewards cards Reward cards earn you points that are specific to your card issuer – for example, CitiDollars. Best Credit Card Promotions in Singapore. For the times when your credit card is declined for some reason and you can’t fix it immediately, good ol’ cash can save you from a sticky situation. S$25. Here are the three most common credit card rewards in Singapore. However, you may need to submit some required documents to fulfill your application. And if you plan on shopping overseas (or in an online store that's based outside of your home country) with your credit card, you'll need to factor in possible foreign currency conversion fees. But still this is one of their best CC to me.”. something unique about this card is that they also have a deal where kids enjoy for free so if you use this card at HSBC partnered places, you will get free meals, movies and many more activities..i would say this card is a family card so if you want to use it for family expenditure, this would be good”. To know more information about the application process for a credit card, visit the respective bank’s official website. I first applied thinking using it for first 6mth with 3% cashback but later continue to get good offer from them. In doing so, you'll be charged a balance transfer fee of around 2% to 4% of the amount transferred. Our credit card experts have reviewed every no fee credit card in Singapore to identify those with the most competitive rates, ensuring you'll maximise rewards as well as save money. 2Miles … KrisFlyer UOB Credit Card. Every year, cardholders are entitled to 2 complimentary visits to airport lounges worldwide. Most banks typically offer an annual fee waiver, so long as you make the request by calling in. Other than being the club sponsor of defending champs Liverpool F.C., Standard Chartered is also known for its can’t-miss credit card benefits. Earn up to 3 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping and more with the KrisFlyer UOB Credit Card. If you’re a frequent traveler, you will definitely like the Citi PremierMiles Card. Read Review. Want a Credit Card? … Did we miss anything in our lists? Their customer service via app livechat was superb and efficient!! Daniel, a frequent traveler, shares his experience: “They also have an extremely user-friendly and secured mobile app which helps you track your bills, card spent and miles earned/rewards at ease.”. For residents, at least 21 years old with an income of S$30,000. OCBC 365: 6% rebate on dining, 3% rebate on utilities and travel, Visa Concierge Services. I use this card to pay for electricity and telco bills, which are also eligible for cashback!”. If you’re planning to make a big purchase, a credit card may be your best option. Best Travel Insurance Offers by Credit Cards in Singapore 2021. The Citibank Rewards Card is known for its wide pool of rewards to cardholders. We've Reviewed Over 100 Credit Cards for You. Using this card also rewards you with Citi Miles, where 1 Citi Miles equates to a mile with Asia Miles, Qantas, and other airlines. 10% on Dining, Petrol, Travel. American Express Singapore Airlines KrisFlyer Credit Card. CompareCreditCards,sg is the best free and independent Credit Card Comparison platform in Singapore. First timers are able to get complimentary vouchers if you fulfil the initial spend within a stipulated time. Apply Now. Having a good credit score tells financial institutions that you are reliable and trustworthy with the money you borrow from them. The results are based on vendor analysis, competitive rates, and client feedback, we have put together a list of the top credit card processing services in the industry. Best Credit Cards for the Frequent Traveler in Singapore. Get up to 10,000 KrisFlyer miles when you sign up now. For Example number 4 for Visa credit cards, 5 for MasterCard, 6 for Discover Card, 34 and 37 for American Express and 35 for JCB Cards. And with that, we end our list of the best credit cards in Singapore worth checking out! This really comes down to the discretion of the bank whose credit card you're applying for. Local Spending. 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